Business Expert with German – Risk Applications (m/f/d)
Offer summary

(Summary generated by AI based on the full job description)

Project focuses on credit and operational risk models and calculation and monitoring tools. Key technology is SQL and work with calculation kernels and credit front-end applications. Responsibilities include maintenance and development of risk applications, technical and business analyses, implementing regulatory requirements, leading stakeholder meetings, solving business and technical issues, managing documentation of requirements and design, optimizing processes and implementing models (IFRS9, AIRB, stress testing). Required master’s degree, experience in financial industry/risk, SQL skills and English & German C1.

Business Expert with German – Risk Applications (m/f/d)

Company: Commerzbank AG

from: 25 September 2026
to: 25 October 2026
salary not specifiedcontract of employment (full-time)
Offer parameters
level:mid • senior
working mode:hybrid
Łódź, Bałuty
Łódź, BałutyOgrodowa 8View on map

Requirements

Your responsibilities

  • Maintenance & development of the risk applications (e.g. credit reporting systems, operational risk tool)
  • Working closely with software developers and application users
  • Conduct technical, business and data quality analyses
  • Leading meetings with stakeholders
  • Analyzing risk management and regulatory requirements and implementing adjustments into the tool and processes
  • Solving problems (both business & model related, support technical fixes)
  • Managing documentation of business requirements, application guidelines and design goals
  • Working on processes improvements using agile methodologies

Our requirements

  • Master degree in economics, matematics, physics, IT or related field
  • Strong willingness to troubleshoot and resolve application related issues
  • Very good communication skills
  • Experience in project management
  • Professional experience in financial industry, preferably within risk management area
  • Intermediate knowledge of technical languages like SQL
  • English & German C1 level

Description of the cluster:

Risk Models & Calculations cluster is responsible for:
Development, roll-out and maintenance of group-wide models for credit risk, operational risk, capital requirements and stress-testing (incl. tight monitoring of model performance). We are model owner and 1st line of defense for model risk.
Implementation of models in calculation kernels (e.g. rating models, RWA-calculation, C-VaR, LGD-Service, OpRisk and Stress).
Specification and implementation of rating tools as well as other central risk applications – used mainly by own Front-Ends in the credit process or in online applications.
Calculation of the economic capital requirements (e.g. Credit Portfolio Model, AMA for OpRisk, business- and physical asset risk - incl. stressed conditions).
Basis calculation for risk provisions (especially IFRS9 Stage Assignment and Lifetime-EL) and center of competency for Asset Backed Securities.
IT-solutions for recording, management and calculation of the operational risk, tools for and management of the internal control system.
Operational stability of the IT-Applications (e.g. incidents or delays) but also optimization of IT-platform as well as minimization of manual processes.
Tailor-made risk analysis (e.g. scenarios, impact analysis, Ad-Hoc requests) in particular for the management of the current COVID-19 crisis. Professional response on customer requests.
Main contact for regulators, chartered accountant and internal auditors concerning model development and implementation.
Implementation of important regulatory and strategic initiatives: e.g. implementation and fulfillment of new regulatory requirements for AIRB rating models, acceleration of rating calculation, enablement of digital credit journey, improvement of credit decision and streamlining of credit processes.
Company

Benefits

  • private medical care
  • sharing the costs of professional training & courses
  • life insurance
  • remote work opportunities
  • flexible working time
  • integration events
  • corporate sports team
  • retirement pension plan
  • preferential loans
  • no dress code
  • video games at work
  • coffee / tea
  • leisure zone
  • pre-paid cards
  • redeployment package
  • employee referral program
  • extra leave
  • Multisport
  • Skills@Work - personal & professional development program
  • Employee Assistance Program (psychological support)
  • E-learning platform: O'Reilly, library, tutorials

Recruitment stages

  • 1.
    CV review
  • 2.
    Recruiter interview
  • 3.
    Hiring manager interview
  • 4.
    Offer extended

Commerzbank AG

Commerzbank is a leading international commercial bank with branches and offices in almost 50 countries. The world is changing, becoming digital, and so we are. We are leaving the traditional bank behind us and are choosing to move forward as a digital enterprise. This is exactly why we need talented people who will join us on this journey. We work in inter-locational and international teamwork in agile methodologies.

This is how we work

Business Expert with German – Risk Applications (m/f/d)
I apply to:
Commerzbank AG
Łódź, Bałuty
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