Credit Risk Insights Analyst

Our requirements

• Bachelor’s degree in an appropriate field (Mathematics, Computer Science, Economics, Statistics, Business) or equivalent work experience
• More than four years of applicable experience
• Demonstrated ability to design and develop interactive Power BI dashboards that effectively visualize and communicate data
• Proven proficiency in writing and optimizing SQL queries for data extraction, transformation, and analysis
• Strong analytical thinking, problem-solving and decision-making skills
• Ability to collaborate and communicate effectively across teams, which includes risk managers, technology and data management teams
• Strong verbal and written communication skills
• This role requires working from a U.S. Bank location three (3) or more days per week

Optional

• Knowledge of credit risk management concepts in retail or wholesale lending
• Experience using Power Automate flows and building Power Apps
• Experience building complex dashboards and storytelling with data using BI platforms
• Experience using Python or equivalent programming language
• Experience in process re-engineering

Your responsibilities

• Design, develop and automate the reporting processes using Microsoft Power Platform to support credit risk management
• Develop and maintain an effective relationship with credit portfolio risk managers to design and support credit risk reports across wholesale and retail loan portfolios
• Design and develop ETL processes to extract, cleanse, and reconcile credit risk data
• Run weekly, month-end, and quarterly data and reporting processes, ensuring timely and accurate delivery of reports
• Collaborate with development and implementation teams to ensure alignment of data and execution logic
• Automate workflows for data capture, testing, documentation, and visualization
• Create comprehensive documentation and playbooks to promote process consistency and knowledge sharing
• Explore and apply machine learning (ML) and artificial intelligence (AI) techniques to enhance process efficiency
• Communicate insights and recommendations to risk managers to support strategic decision-making

About the project

What we offer

• Clearly defined salary ranges aligned with industry benchmarks and internal equity standards.
• Performance-based incentives for eligible employees (as defined by relevant plan rules), awarded through transparent, objective criteria that recognize both individual and company performance.
• Inclusive equitable benefits that are accessible to all employees and focused around our 3 main pillars of financial wellbeing, health & wellness).
• Continuous development opportunities including training, education support, and career progression pathways based on inclusive and transparent criteria.
• Employee recognition programs that celebrate achievements and milestones for all.

Benefits

• sharing the costs of sports activities
• private medical care
• life insurance
• remote work opportunities
• dental care
• no dress code
• coffee / tea
• extra social benefits
• holiday funds
• employee referral program
• extra leave

U.S.Bank | Elavon